Frequently Asked Questions

Frequently Asked Questions

Proactive Sustainable Bonds: Empowering Communities, Securing Returns
The Proactive Sustainable Bond is a groundbreaking investment opportunity that not only drives financial growth but also creates a lasting social impact. Tailored to address the critical housing needs of low-income, workforce, and blue-collar individuals—those living slightly above the poverty line—this innovative bond fund provides sustainable housing solutions where they are desperately needed.
 
Why Invest?
 
1. Measured Impact.

Proactive Sustainable Bonds redefine investing by embedding purpose into profit. Our strategic focus on affordable housing and social equity creates a measurable difference, aligning with several SDGs:

Direct SDG Contributions

  • SDG 1 – No Poverty: Providing stable, affordable housing to underserved populations.
  • SDG 6 – Clean Water and Sanitation: Delivering reliable, clean water access through infrastructure investments.
  • SDG 7 – Affordable and Clean Energy: Incorporating renewable energy into housing to lower costs and improve sustainability.
  • SDG 10 – Reduced Inequalities: Ensuring equitable access to housing, narrowing affordability gaps, and fostering inclusive development across all socioeconomic groups.
  • SDG 11 – Sustainable Cities and Communities: Revitalizing underserved neighborhoods with sustainable real estate practices.

Indirect SDG Contributions

  • SDG 3 – Good Health and Well-being: Enhanced living conditions and clean water access indirectly improve overall physical and mental health outcomes for residents.
  • SDG 4 – Quality Education: Stability in housing indirectly supports improved educational attainment and opportunities for children and families.
  • SDG 8 – Decent Work and Economic Growth: Investment in community redevelopment indirectly stimulates local economic growth and job creation.
  • SDG 9 – Industry, Innovation, and Infrastructure: Indirectly supporting innovation through the adoption of green building practices, energy-efficient technologies, and sustainable infrastructure.
  • SDG 12 – Responsible Consumption and Production: Encouraging sustainable resource use and energy efficiency indirectly promotes responsible consumption behaviors.
  • SDG 13 – Climate Action: Indirectly contributing to reduced carbon emissions through energy-efficient housing and renewable energy initiatives.
  • SDG 16 – Peace, Justice, and Strong Institutions: Strengthening community cohesion and social stability indirectly supports peaceful and inclusive societies.
  • SDG 17 – Partnerships for the Goals: Engaging in meaningful partnerships with local governments, nonprofits, and investors to amplify impact and effectively address sustainable development goals.
2. Meaningful Impact. Your investment contributes to developing and preserving affordable housing for underserved populations, including Naturally Occurring Affordable Housing (NOAH), manufactured housing parks, and multifamily units.
 
3. Morningstar-Vetted. Sustainalytics has calculated the estimated social impact achieved by affordable housing projects within The Proactive Realty Income Funds' footprint, namely USD $29M allocated to projects in Alabama, Illinois, Nevada, and South Carolina in the United States. Using the number of individual housing units financed and the number of individuals financed. Sustainalytics has calculated the beneficiary savings at $4M over a 12-month period.

Our bonds provide a perfect balance of regular income and long-term growth. Choose from four investment tiers:

  • Option 4: $20,000 to $95,000 Minimum Investment
    • 9% Preferred Return (6% current, 3% at maturity).
  • Option 1: $100,000 to $499,999 Minimum Investment
    • 5% Preferred Return (7% current, 5.5% at maturity).
  • Option 2: $500,000 to $999,999 Minimum Investment
    • 5% Preferred Return (9% current, 5.5% at maturity).
  • Option 3: $1,000,000 Minimum Investment
    • 5% Preferred Return (10% current, 5.5% at maturity).

These tiers are crafted to fit diverse financial goals so you can enjoy market-leading returns while driving meaningful impact.

Your wealth. Your impact. Start now.

Proactive Sustainable Bonds are aligned with key United Nations Sustainable Development Goals (SDGs), tackling global challenges and fostering positive change. The goals addressed through these bonds include:

  • SDG 1: No Poverty
    • Providing affordable housing for underserved and at-risk populations.
  • SDG 6: Clean Water and Sanitation
    • Ensuring access to clean water and reliable sanitation through upgraded housing infrastructure.
  • SDG 10: Reduced Inequalities
    • Promoting equitable access to housing solutions for underserved communities.
  • SDG 11: Sustainable Cities and Communities
    • Revitalizing housing properties to create inclusive, safe, and resilient neighborhoods.
  • SDG 9: Industry, Innovation, and Infrastructure
    • Modernizing housing infrastructure to ensure stability and sustainability for generations.

By investing in these bonds, you’re not only securing financial growth but actively participating in a global movement to build a better and more equitable future.

Leave a legacy that reshapes the world.

Proactive Sustainable Bonds offer flexible maturities ranging from 2 to 10 years, giving investors the choice to align their investments with their financial goals. Whether you’re seeking short-term gains or long-term strategies, every investment plays a pivotal role in generating measurable social impact.

Tailor your investments for both growth and purpose.

Proactive Sustainable Bonds offer more than just financial returns. Here’s how they truly stand apart:

  • Tax Depreciation
    Gain additional tax depreciation benefits, enhancing your overall returns (especially if you have other passive income). (Consult your tax advisor for guidance).
  • Time Freedom
    With reliable income streams, enjoy the freedom to spend your life doing what you value most. Focus on family, hobbies, passions, or leisure while letting your investments support you.
  • Social Impact
    Every investment directly addresses housing shortages, transforming lives while delivering high returns.

Proactive Sustainable Bonds empower you to achieve financial security while improving lives across communities.

Discover freedom and purpose. Join us today.

Targeted, Quarterly distributions kickstart after your first quarter of investment, offering immediate and regular cash flow to reinforce your financial goals.

Start earning. Start transforming.

These bonds are backed by income-producing properties that demonstrated resilience with 100% rent collection during the COVID-19 pandemic. Many properties are tied to government-supported programs, like Section 8, ensuring revenue remains stable regardless of stock market fluctuations.

Invest with stability in an uncertain world.

No! However, we have a Reg CF Affordable Housing Impact offering specifically designed for non-accredited investors to participate.

Investor security is paramount. Our bonds employ layered risk mitigation with practices such as:

  • Backing by A-rated AM Best Insurers.
  • TigerMark Directors & Officers Insurance for fraud protection.
  • Fidelity Bonds to protect against unauthorized loss.
  • Loss of Rents Insurance to ensure stable income.
  • Collateral in real estate-backed investments to safeguard your capital.

Invest with confidence, knowing your funds are secure.

Yes! We accept Self-Directed IRA (SDIRA) investments, enabling you to grow your retirement while supporting community-driven solutions.

Make your retirement matter. Start your SDIRA investment today.

Reach us at invest@proactivefunds.com for assistance.

Our portfolio includes low-income residential properties like NOAH units, multifamily buildings, manufactured housing parks, and Single Room Occupancy (SRO) properties. These properties create stable, long-term income streams while addressing critical housing needs in underserved areas.

Support tangible solutions while earning solid returns.

Proactive Sustainable Bonds are the ideal choice for investors who seek strong financial growth while creating meaningful social and environmental change. Here’s what makes them unique:
  1. Exceptional Returns
    • 9%–15.5% preferred returns designed to deliver consistent financial growth.
  2. Regular Quarterly Income
    • Enjoy dependable quarterly income distributions for steady cash flow.
  3. Secure Real Estate Backing
    • Your investment is anchored by tangible hard assets, including affordable housing, ensuring a robust layer of protection.
  4. Tax Benefits
    • Take advantage of tax-efficient opportunities, including depreciation, to maximize your net returns.
  5. Direct and Indirect Alignment with SDGs
    • Proactive Sustainable Bonds directly address five critical SDGs:
      • SDG 1: No Poverty – Providing housing solutions for low-income and underserved communities.
      • SDG 6: Clean Water and Sanitation – Ensuring affordable housing communities have access to safe water and sanitation infrastructure.
      • SDG 7: Affordable and Clean Energy – Supporting energy-efficient and environmentally friendly housing solutions.
      • SDG 10: Reduced Inequalities – Focusing on equitable housing opportunities for marginalized and working-class individuals.
      • SDG 11: Sustainable Cities and Communities – Contributing to the development of affordable, inclusive, and sustainable urban housing.
    • Indirectly, the bonds support additional SDGs, including:
      • SDG 8: Decent Work and Economic Growth – Creating jobs through housing development and property revitalization.
      • SDG 12: Responsible Consumption and Production – Leveraging sustainable building practices and materials.
      • SDG 13: Climate Action – Reducing carbon footprints through eco-friendly construction and efficient housing systems.
  6. True Time Freedom
    • With steady passive income, you can achieve financial independence, freeing your time for what matters most.
Why Choose Proactive Sustainable Bonds?
By investing in Proactive Sustainable Bonds, you’re not only securing financial prosperity but also making a profound difference in communities across the nation. This is your chance to align your wealth-building goals with a sustainable vision for the future.
Choose wealth. Choose impact.
Get started today.

All funds are fully risk-managed through multiple layers of protection: TigerMark insurance policy covering malfeasance, backing by tangible real estate assets, insurance by A-rated carriers to protect against fraud and unforeseen losses, and properties purchased below market replacement costs for added value.

Returns vary by investment option, ranging from 7.25% to 30% depending on the specific opportunity and investment amount. Proactive Sustainable Bonds generally outperform traditional investments by providing superior returns supported by robust asset security measures.

The minimum investment starts at $20,000 for a 9.0% preferred targeted return, with higher returns available at $100,000 (12.5%), $250,000 (14.5%), and $1,000,000 (15.5%).

This option supports affordable housing, renewable energy retrofits, and resilient community infrastructure, aligning with UN Sustainable Development Goals.

The Rapid Housing option has a maximum holding period of 24 months, designed for investors seeking shorter-term commitments.

The minimum investment is $250,000 with a preferred targeted return of 30%. This option is capped at $7 million total investment.

 

This investment accelerates the availability of affordable housing solutions for vulnerable populations, addressing immediate housing needs.

 

The Affordable Housing option has the lowest minimum investment at just $15,000, making it accessible to a wider range of investors while still providing a 7.25% targeted return.

 

The Affordable Housing option provides a 7% targeted return per year, paid quarterly, over a 2-6 year holding period.

 

This investment increases housing access for underserved markets including low-income families (earning below 80% AMI), very low-income households (below 50% AMI), veterans, and individuals with disabilities.

Yes! Most recently we have the Hammonds MHP case study in Orangeburg, SC from 2022. The property was acquired for $1.27 million, transformed from near-condemnation, and sold for $5.2 million in 2022, yielding an average 35% monthly rental cost savings benefit while also providing 25% return to investors.

Additionally, we have ongoing case studies documenting our measured impact and positive investor returns.

Contact us for more details!

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